3 Areas of Your Life That Are Secretly Suffering
We’re living in an era of massive acceleration.
Governments get dismissed within days, self-made billionaires are made within a few years, and companies grow and collapse rapidly. Heck, even time seems to run quicker every single day.
In such an accelerated world, established knowledge gets outdated quickly to the point where mainstream opinion can’t keep up anymore. Universal rules, which have been valid for decades, grow old by tomorrow.
Think of the German car industry for example. Within a few years, the classic automotive industry is threatened by electric cars to the point of becoming extinct.
That being said, there’s good news for you: as new rules and trends emerge, new opportunities arise as well – in all areas of life.
To make it easy, I have identified three areas of life that get neglected by mainstream opinion but will go through a massive change in the next few years. For every single one of them, the rules of the game will change dramatically and common sense won’t work anymore – with all its negative and positive consequences.
The three following life areas have the power to either make or break you.
My computer science professor once told me: „you don’t need to program in your future professional life because you will have other people doing the programming for you”.
Now here’s the price question: how does my work look like today?
Straight answer: 6 to 8 hours of programming, 5 days a week, for the last 5 years.
That brings me to my first point: our education system is deeply broken. Maybe that’s an understatement, given the fact that America’s student loan debt is around 1.5 Trillion dollars.
Academical institutions, especially public ones, can no longer keep up with the rapid growth of knowledge and the ever-changing requirements of the industry. In fact, most professors are using the same sheets they used 10 years ago.
Become Your Own Professor
So what does this trend mean for you?
As you can probably assume, you’re the one who’s responsible for his/her education. It’s you who needs to design his/her future.
When it comes to your personal learning, other people, be it your teachers, profs, bosses, or even your mom, are just wildly guessing. You’re the only one who knows his deepest dreams, ambitions, strengths, and weaknesses. So it’s your job to find your unfair advantage, and then a way to build a career around that.
Fortunately, the internet is a great place to take your education to the next level. Great starting points are Udemy, Coursera, and Skillshare.
However, with that wide range of information being available, try to keep a healthy balance between learning and doing. It’s easy: if you learn something new, then put it immediately into practice.
- If you had a programming crash course, build a simple app.
- If you worked through a SEO tutorial, start a niche blog.
- If you know some marketing, start a Facebook group about a topic you’re interested in.
As soon as you start to take full responsibility for your education, it certainly helps to improve your general learning skills. If you want to dive deeper into that topic, just type „how to learn more effectively” or „how to learn faster” in Google or YouTube, and you’ll be amazed about how easy it is to accelerate your learning.
Life used to be simple:
- Bring your money to the bank
- Wait a few years
- Interest rates will make you rich(er).
But times have changed, and new investment strategies are required.
The easy solution would be entrusting your money to professionals like bankers or financial advisors. If that’s your plan, you should think twice.
There are three major reasons that speak against outsourcing your money to experts:
Reason 1 – Experts’ Dilemma
First of all, keep in mind that a financial expert’s main goal is making money for himself, and secondly for you. After all, it’s his job. This will inevitably lead to contradictions between his and your goals, which will make their investment decisions at least questionable.
Reason 2 – You Can Do Better
No joke, thanks to digitalization it’s easier than ever to get educated about finances, automate your investing strategy, and manage your own portfolio. There are endless investment opportunities you can choose from, be it ETFs, stocks, real state, bonds, or precious metals (this is no buying recommendation, think for your own!). The only important thing is that you start to get your hands dirty, gain valuable experience along the way, and set yourself apart from all the other people who keep their hard-earned money in the bank.
Reason 3 – Investor Mindset
Once you take full responsibility for your investments, your worldview will change. Instead of stashing away your money, you will start to see investment opportunities in your everyday life.
If you want to invest your hard-earned money, you’re forced to interact with your environment in a new way. You will think about people, business, technology, and future trends on a much deeper level. Besides that, you need to improve your social skills, learn data research, and make rational investment decisions. That’s the power of the investor mindset.
A warning in the end: In case you’re an investment beginner, start with small amounts of money and keep your risk low. Once you get better and start to trust your investment process, you can put in more money.
Rhetorical question: Are you familiar with these doctors who make their diagnosis as they enter the door of the treatment room?
If there’s anything more broken than our education system, it’s definitively public health. And in times of recession and aging societies, don’t expect any improvements in the near future.
You already guessed it, right? Besides becoming your own teacher (education) and financial advisor (finances), it’s time to become your own doctor as well.
That’s not as bad as it sounds. Modern medicine and public health focus on treating symptoms because that’s where the money is. It’s a simple formula: when you’re in pain, you will do (pay) almost anything to get back your health.
But a lot of your doctor’s visits could have been prevented in the first place – by eating better, by reducing stress, by working out, or by simply going for a walk. So it’s a simple rule: good health centers around prevention, not the treatment of symptoms.
The public health system, however, will never go that way since prevention doesn’t bring them any money. Do you think public health will profit if we start to eat more broccoli, have a better work-life balance, or go out into nature more often?
And even if that was the case, sustainable healthcare is a complex system consisting of nutrition, exercise, emotional wellbeing, environmental stressors (family, job, etc.), and even your personal story. Only a very few doctors would have the time, nerves, and capabilities to break this down for you.
No More Waiting Rooms
So again, you’re responsible for your health; live a balanced life, work out without stressing your body too much, stay away from toxic people, relax from time to time, get educated about health in general, and most importantly, listen to your body.
If that doesn’t work out, have a detailed systems perspective on your life, and try to connect the dots. How do your surroundings, habits, actions, thoughts, and emotions correlate in terms of health (trust me, they do)?
- Do you catch a cold when you don’t stick to your daily routine?
- Do you get stomach pain in times of distress?
- What kind of food makes you feel foggy?
If you start to ask and answer these kinds of questions, you’ll break free from the public health system and you’ll need doctors in emergency cases only.
The Clock Is Ticking
I have chosen education, finances, and health for a very specific reason: for most people, these aspects of life go below the radar, pushed down by the urgency of daily life:
- If your kid is crying, it’s hard to build a stock-portfolio.
- If you are working on a stressful project, reading a self-help book won’t be easy.
Put simply, these 3 life areas are important but not urgent. If you don’t start, however, you will lose a little of your energy, health, skills, knowledge, and money every single day.
Start to tackle these 3 life areas immediately and you will benefit from a slow compound return.